The ICE-ARMY collection includes different sized watches to suit all styles and sit comfortably on all wrists.  All watches comprise of a camouflage strap and face in blue or brown that enables you to mix and match your favourite ICE-WATCH with your item of clothing.

Like all other watches in the ICE-WATCH® range, the ICE-ARMY is water resistant up to 5ATM, features luminous hands, calendar date (optional) and the signature ICE-WATCH® logo on crown, case back and dial. It is, as a matter of fact, expected to become the must have accessory for this season!

The ICE-WATCH® brand is international and intercultural, showcasing a watch that is fun, hip, intergenerational, and available in a complete range of colours with over a 100 different watches to choose from. Indeed the ICE-WATCH® can suit everybody’s tastes and can compliment any style. Little wonder then that the ICE-WATCH® brand has taken world markets by storm and has quickly become a staple of any style as well as a functional fashion accessory. It is an affordable and alternative watch brand with a strong identity that has become a “must-have” item, even among “fashion-defining” personalities.

 ICE-WATCH® allows everyone to be colourful and unique, with the ICE-WATCH® appealing to those who are more fashion conscious among us. This reworking of the classic watch into one with a new energy and a futurist sex-appeal, adds a totally new chapter to the rich heritage of watch-making history.

 The new ICE-ARMY collection is available at the ICE-WATCH store in Sliema, all Diamonds International, Classic Jewellers  and Hebe outlets.

 NESCAFÉ has joined forces with Charles Grech & Co. Ltd. to bring the café culture into their Valley Roadstore by bringing the unconventional NESCAFÉ Dolce Gusto world to reality.

Catering to more than just the niche of liquor and spirit lovers, NESCAFÉ Dolce Gusto offers to all connoisseurs at the Charles Grech Store a complete range of twelve coffee and cocoa flavoured capsules from the Espresso Intenso to Aroma and from Cappuccino to Latte Macchiato and Chococino. The SIS sells all NESCAFÉ Dolce Gusto items including machines, capsules and accessories.

What’s more, this can be done over an indulgent NESCAFÉ Dolce Gusto beverage. Fans and shoppers can drop by anytime to indulge in an NDG flavour of their choice or if one is in a hurry he/she can order it to-go.

Recipes prepared by top local chefs Alex Mattei and Nick Camilleri Preziosi, offering unconventional cocktails and desserts using the NDG machine and the 12 indulgent flavours, are being displayed on Philips LCD screens  sponsored by Doneo Ltd.

“The idea of the NESCAFÉ Dolce Gusto shop-in-shop revolves around creating a unique coffee experience for the customers. In our ongoing quest for the ultimate coffee experience, NESCAFÉ Malta is enticing the coffee consumer community to new heights by delivering a truly innovative experience. In a unique sensory-led environment, we are offering our consumers an indulgent coffee tasting moment,” Mr. Alfred Borg, the Corporate Communications Manager, NestleMalta said.

“We created a coffee-tasting experience that’s not available anywhere else inMalta. But that’s not enough, we want our customers to be at the centre of everything, so we are offering recipes prepared by two top local chefs on how they can use the NESCAFÉ Dolce Gusto in an unconventional way to entertain their guests,” Joanna Micallef Farrugia, NESCAFÉ’s Group Product Manager.

Go on & Experience the new shop-in-shop concept Bar from NESCAFÉ Dolce Gusto at Charles Grech Liquor Store today!

 Bank of Valletta Chief Executive Officer, Charles Borg, welcomed the ratings report as yet another confirmation of the strength and resilience of the BOV Group. The affirmation by Fitch of BOV’s ratings and stable outlook assume even greater significance at a time when many large financial institutions and EU sovereigns have been hit by downgrades.

 “The latest ratings action by Fitch underlines the strong capital base and liquidity position of Bank of Valletta as well as the Bank’s ability to sustain adequate profitability despite the challenges resulting from falling financial markets,” said Charles Borg.

 “The focus of the Bank’s management on sustaining the prudent funding model adopted by Bank of Valletta has, without doubt, proved to be a core element of the Bank’s success, enabling it to continue to play a leading and active role within the Maltese economy even during the economic recession and the international financial crisis,” concluded Mr. Borg.

Fitch confirmed BOV’s position as the largest bank inMaltawith large volumes of stable customer deposits. As loans only account for just over half of the Bank’s total assets, liquidity is also satisfactory, with the balance of assets largely invested in relatively highly rated EU sovereign bonds. At end-September 2011, the bank had EUR1.1bn of unencumbered securities eligible for ECB refinancing.

In its ratings report, Fitch stated that BOV’s ratings affirmation reflects the bank’s strong funding base, satisfactory liquidity and adequate profitability. The ratings also reflect the bank’s reliance on the country’s small and concentrated economy and its asset quality.

 Fitch said that given the bank’s strong market shares, its ability to price risk has remained relatively unaffected by competitive issues. Its net interest margins continues to be high despite the low interest rate environment, thus allowing it to absorb the larger loan impairment charges generated by subdued credit conditions. It has also enabled it to report adequate profitability despite lower non-interest income resulting from falling financial markets.

 Fitch commented that asset quality deterioration during FY11 has been more contained than in the previous two years, acknowledging management’s efforts in improving reserve coverage of problematic loans in recent years.

Bank of Valletta Chief Executive Officer, Charles Borg, welcomed the ratings report as yet another confirmation of the strength and resilience of the BOV Group. The affirmation by Fitch of BOV’s ratings and stable outlook assume even greater significance at a time when many large financial institutions and EU sovereigns have been hit by downgrades.

“The latest ratings action by Fitch underlines the strong capital base and liquidity position of Bank of Valletta as well as the Bank’s ability to sustain adequate profitability despite the challenges resulting from falling financial markets,” said Charles Borg.

“The focus of the Bank’s management on sustaining the prudent funding model adopted by Bank of Valletta has, without doubt, proved to be a core element of the Bank’s success, enabling it to continue to play a leading and active role within the Maltese economy even during the economic recession and the international financial crisis,” concluded Mr. Borg.

Fitch confirmed BOV’s position as the largest bank in Malta with large volumes of stable customer deposits. As loans only account for just over half of the Bank’s total assets, liquidity is also satisfactory, with the balance of assets largely invested in relatively highly rated EU sovereign bonds. At end-September 2011, the bank had EUR1.1bn of unencumbered securities eligible for ECB refinancing.

In its ratings report, Fitch stated that BOV’s ratings affirmation reflects the bank’s strong funding base, satisfactory liquidity and adequate profitability. The ratings also reflect the bank’s reliance on the country’s small and concentrated economy and its asset quality.

Fitch said that given the bank’s strong market shares, its ability to price risk has remained relatively unaffected by competitive issues. Its net interest margins continues to be high despite the low interest rate environment, thus allowing it to absorb the larger loan impairment charges generated by subdued credit conditions. It has also enabled it to report adequate profitability despite lower non-interest income resulting from falling financial markets.

Fitch commented that asset quality deterioration during FY11 has been more contained than in the previous two years, acknowledging management’s efforts in improving reserve coverage of problematic loans in recent years.

Facebook is planning to make its new Timeline format available for brands later this month, according to a report.

Citing “executives briefed on Facebook’s plans,” Ad Age is reporting that Facebook will use its Feb. 29 conference for marketers in New York to announce the initiative. Facebook will start in beta with a “handful of brands,” says Ad Age.

Facebook announced Timeline, its photo-heavy new format for profile pages, in September. Since that time, the company has been vague about if and when Timeline would be rolled out for brands. In December, when the social network rolled out Timeline for all users, a rep told Mashable that brands were not part of that announcement.

Meanwhile, since Facebook announced Timeline, Twitter and Google+ have both rolled out brand pages.

Opening up Timeline gives brands some new options for self-expression on Facebook. In addition to outlining their corporate history (something Lexus already tried via a Facebook app), they can also take advantage of Gestures that go beyond Liking. The design also employs a large image at the top of the Page, which could make the individual Pages more distinctive that the old template.

Source: Todd Wasserman Mashable Business